In performing retirement plan administration services, we act as a Third Party Administrator to assist the employer in meeting record-keeping and reporting requirements. We prepare the plan document, perform required non-discrimination and qualification testing, prepare necessary tax returns and generally facilitate the smooth operation of the plan. Since we often work with investment firms, who provide recordkeeping services, plan sponsors and participants also may receive:

• Multiple, name-brand investment options with daily-valued accounts;
  
• Toll-free participant hotlines staffed with customer service representatives who are available to answer participants' questions concerning the plan or its investments;
  
• Internet access to a participant's own account via a secure website that offers the ability to make investment changes online as frequently as daily;
  
• Participant educational materials, including financial calculators, to assist participants in mapping out retirement scenarios as well as other financial decisions;
  
• Self-directed brokerage accounts through which the participants can direct the purchase of stocks, bonds, or mutual funds.
  
  

Employers who need RPC's expertise, but not necessarily plan design or administration services, may engage RPC to perform consulting services. For instance, consulting services may benefit employers or HR Directors who:

• Are working through plans left over from mergers and acquisitions or anticipating new mergers and acquisitions;
  
• Want to improve internal policies and procedures, but are not sure how;
  
• Need to know how their retirement plan options compare to the plans of their competitors;
  
• Are facing a plan audit from the Department of Labor or the Internal Revenue Service;
  
• Need assistance with a special project;
  
• Realize that their plan document doesn't match their plan administration and need to know where to turn;
  
• Or would simply like assistance in enrolling their employees or educating employees about their plan.